Does it make sense to have two Roth IRAs?
Is it bad to have multiple Roth IRAs?
Is it better to have multiple retirement accounts?
Should my wife and I have separate Roth IRAs?
Why IRAs are a bad idea?
Can you max out multiple IRAs?
What is a backdoor Roth?
Can I contribute to my wife’s Roth IRA if she doesn’t work?
Can my wife do a backdoor Roth?
If you’re married, your spouse can also do the backdoor Roth, even if he or she has no earned income. You must have at least $12,000 of earned income between the two of you (or $13,000 or $14,000 if one or both of you is at least 50 years old), but all of the income can come from one person.